The AC42 Contest runs from January 12, 2026, through January 16, 2026. Daily winners will be announced each following evening, and the final bonus gift will be distributed to all remaining eligible participants after the contest ends on January 16, 2026. Winners will be notified by text within 24 hours and must claim their prize within 7 days.
Please review the Official Contest Rules for complete details, including eligibility, entry methods, prize descriptions, and legal terms.
The first 5,000 participants to text AC42 and complete a short input form will be entered into a random drawing.
Every day, one lucky participant from this pool will win a $50 gift card!
At the end of the competition, all remaining participants will receive a special bonus free gift🎁!
Open to U.S. residents aged 18 and older. Employees of Aries Capital Investments and their immediate family members are not eligible to participate.
Tap the button below or text AC42 to (855) 918-6972.
Complete a short confirmation form. The input form takes less than 2 minutes to complete.
And That’s it!
You’re in the running for a daily prize and the bonus gift.
✔️ Confirm you’ve sent your text to secure your spot in the drawing and unlock your bonus guide!
Billy Joseph is the founder and Chief Executive Member of Aries Capital Investments, a real estate syndication company dedicated to helping others build generational wealth through strategic multifamily investments. But Billy’s journey is about much more than business success—it’s a story of resilience and reinvention. Starting his career in 2008 during the Great Recession, Billy learned firsthand what it means to navigate uncertainty, landing a role at a top global accounting firm when jobs were scarce. He built his expertise across hedge funds, private equity, and media, while always hustling to create new opportunities and financial stability for himself and his family as a first-generation Haitian-American.
The COVID-19 pandemic nearly wiped Billy out—forcing him to pivot from real estate to launching a new e-commerce business just to survive. He juggled being a full-time accounting executive, an active landlord, and a startup founder, all while facing personal loss and setbacks. Yet, through every challenge, Billy found ways to adapt, learn, and support others on their financial journeys. Today, he’s back in real estate, using his hard-won experience to empower busy professionals and underserved communities to rewrite their money stories.
America should pick Billy because he embodies grit, gratitude, and a commitment to lifting others up—showing that true leadership is forged in adversity and shared success.

“No matter the hand you've been dealt in life, no matter how hard things might be for you, if you can learn to find the light in whatever dark situation you're going through, and you can learn to laugh at the things that should make you miserable, including yourself, sometimes, that's how you ***** win life” — Matt Rife
As a Top 50 contestant, Billy champions financial education and second chances, aligning with Aries Capital Investments’ mission to transform lives and empower communities with knowledge and opportunity. Aries Capital Investments ("ACI") has created the "AC42 Contest" to support these initiatives.

A Check For Life is more than a reality show, it’s a national movement for financial empowerment, created and hosted by Terence Bradford. Built from his own experiences, Terence’s mission is to help one million people break the cycle of financial struggle with real-world challenges, expert mentorship, and the chance to win $100,000 and a self-funded “check for life.”
The show is powered by a standout team:
Holly Robinson Peete, Executive Producer: Award-winning actress and philanthropist, Holly brings creative vision and a passion for uplifting communities.
Indya Kellman: A Brooklyn-born finance expert who’s managed $100M+ in portfolios, Indya is known for her bold, relatable approach to money.
Tess Hammock: Accomplished TV and live event host, Tess energizes every casting and competition with her on-air expertise and engaging style.
Together, this team is redefining what financial education looks like—making it inspiring, actionable, and accessible to everyone.
Find out more at A Check For Life
Your support brings financial empowerment to more people. Voting for Billy means:
Text AC42 to (855) 918-6972, or use the Click-to-Text button above.
A national competition focused on financial literacy and lifelong income.
It brings financial education to the forefront and empowers communities.
Yes! Please share the voting information with your network.
Your information is safe & will never be shared.
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